If you live in a flood-prone area, you should seriously consider getting your house insured against flood damage. Flooding is a serious natural disaster that can cause hundreds of thousands of dollars in damage to your property. If your house has been flooded and extensively damaged as a result, there are several important things that you need to do.
It is natural that you would be devastated after such widespread destruction, so the first thing that you need to remain calm and prepare for restoration work. Here are some important things that you should do when your house has been seriously damaged by a flood.
Notify the Insurance Company
Naturally, the first thing that you should do is notify the insurance company about the flooding. Regardless of the extent of the damage, the insurance company will provide coverage for flood damage restoration up to a certain extent, dependent on the policy you purchased. Therefore, notifying them first is very important. The insurance company will send over an agent or inspector to assess the damage and determine the coverage that should be granted, based on the amount of damage.
Get in Touch with Water restoration companies
The next thing that you need to do is to find a flood damage company that specializes in carrying out restoration work. You need a local restoration company that can repair the damage caused by the flood, and most importantly, one who is supported by your insurance company. Many restoration companies will help you deal with the insurance provider as well.
When talking to the insurance company, keep in mind that they will try to reduce the payout as much as possible, so the quote from the restoration company will play a very important role in determining the amount of coverage you get.